NMLS#: 1120488 | C2 Financial Corporation NMLS#: 135622 | DRE #01821025
Tom Caskey
Certified Reverse Mortgage Professional
NMLS #1120488
(760) 822-6210
WHY YOU SHOULD WORK WITH TOM CASKEY
Statistics show that at least 90% of seniors over the age of 60 are unsure if they will have enough money to last them throughout their entire retirement years. Since 1995, Tom has been helping homeowners secure residential mortgage financing. Tom is one of only 200 mortgage experts in the entire country, who have earned the prestigious CRMP (Certified Reverse Mortgage Professional) designation. This designation is granted by the National Reverse Mortgage Lenders Association and requires significant experience, a personal background check, and passing a challenging written test that proves mastery of reverse mortgages. In addition, CRMPs commit to a strict code of ethics and professional responsibility that includes: fairness, integrity, confidentiality, diligence, and professionalism.
With the high cost of housing, rising healthcare costs, long-term care expenses, and never-ending increases in the cost of living, a reverse mortgage can provide planned peace of mind for a homeowner and protection for their surviving spouse.
Considering a reverse mortgage is really about evaluating existing retirement funds, liquid assets and projected income while planning for adequate cash flow to cover expenses into your golden years. Independent studies have shown that homeowners who have a reverse mortgage in place have a better quality of life during retirement and end up with more cash flow to meet their needs.
If you are thinking about a reverse mortgage on your current home or purchasing a home that better suits your needs, Tom will explain every step of the process and create a written financial projection so you'll have a specific road map to guide you during retirement.
